The entire process of purchasing a home is covered in this ME hoMEworks course, including making the decision, setting a budget for homeownership, improving credit, getting a mortgage approval, working with a realtor, inspections, insurance, the closing process, energy efficiency, and avoiding predatory lenders. Learn about closing costs and down payment assistance programs available for first-time homebuyers, veterans, and others. Class participation required to earn a Certificate of Completion required by the USDA, the ME State Housing Authority, and other mortgage lenders. Free individualized counseling is offered after the class. Preregistration required, with registration closing at noon on 3/12. Please bring a drink, lunch, snack and a pen. MUST reply to the email from YCCAC to complete registration. Register the person you are buying your house with at the same time you do and receive a $10 refund. Lee Sullivan is the Homebuyer Education Coordinator at York County Community Action Corp. In addition to experiencing the homebuying process multiple times, she is certified by hoMEworks and the USDA RD Direct mortgage program.